Visa Taps Onchain Lending to Finance Stablecoin Card Programs

The payment processor giant is pairing payment settlement data with blockchain lending tools to help fintechs and stablecoin-linked card programs access working capital.

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  1. The Three Largest Stablecoins by Market Capitalization: Tether (USDT) leads the stablecoin market with a $183.3 billion market cap, followed by USD Coin (USDC) at $73.7 billion, and Dai (DAI) at $4.6 billion, together dominating the market. Tether
  2. How Stablecoins Maintain Their Pegging Mechanisms: Stablecoins maintain their value peg through asset backing (like fiat, commodities, or crypto reserves) or algorithmic controls that dynamically adjust token supply, with continuous market arbitrage also playing a key role.
  3. Growth Trends in Stablecoin Transaction Volume: Stablecoin transaction volume surged to over $33 trillion in 2025, a 72% year-over-year increase, surpassing the combined processing volume of Visa and Mastercard, with real-economy payments growing at 60% annually.

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